Get the Most Out of Your Health Insurance

Have you been putting off your annual doctor’s visit? Or perhaps even a needed screening or procedure? If you’ve been putting off care – whether it’s a recommended surgery, screening or simply your annual check-up – now’s the time to do it.

Taking care of it now (before the end of the calendar year) is a great opportunity to really get the most out of your health insurance. Because if you’ve already met your deductible for 2022, your out-of-pocket expenses for care could be minimal – or even zero. Deductibles will reset in January. Even more importantly, giving your health the attention it needs is also a great way to ensure you’re doing all you can to get and stay well – a priority that is more important than ever.

Annual check-ups and recommended health screenings like mammograms and colonoscopies give you and your provider the opportunity to catch any health issues before they become serious and help you stay on top of things like recommended immunizations. And staying on track with any procedures your provider recommends – whether it’s a hip or knee replacement, a hernia repair, wound care or a foot/ankle surgery – can help get you get back to fully enjoying the things you love and aid in avoiding any issues or complications that can arise from delaying care.

Common types of screenings and surgeries scheduled to be done before the end of the year include:

• Annual check-up
• Bone Density Test
• Colonoscopy
• Immunizations
• Mammogram
• Sleep Study Test
• Well Woman Exam
• Hip Replacement
• Knee Replacement
• Foot/Ankle Surgery
• Wound Care

We encourage you to make yourself a priority and not delay care. Many health insurance plans make annual check-ups and age-specific preventive screenings available at little or no cost to you, and out-of-pocket expenses for procedures like the ones mentioned above could be minimal or nothing if you’ve already met your health insurance deductible for the year. Many provider offices are busy this year with people all thinking the same thing, so just like you wouldn’t wait until the last minute to go Christmas shopping, don’t wait to schedule your appointments as well. Taking charge of your health is perhaps the biggest gift you can be thankful for this holiday season.

If you need to Find-A-Doc, whether that’s a primary provider or a specialist, use our Find-A-Doctor tool.